Under Florida custom, the developer—as seller—pays the owner's title premium. Choose ownership that builds an asset, or a straight rebate on day one.
Both paths are lawful when structured correctly. The right choice depends on your volume, timeline, and appetite for entity formation — not on which one sounds more sophisticated in a pitch.
Take an equity position in an affiliated title agency. Earn returns on settlement services your projects generate — distributions on ownership, not referral fees.
No equity, no entity formation. A negotiated share of the agent's premium rebated to you — the party paying it — on every closing.
Not sure which fits? Many clients start with the Butler rebate and graduate to an ABA once volume justifies it.
We start with your pipeline — unit mix, phases, closing cadence — then model both paths against real economics before a single document is drafted. No template pitch deck. Your numbers first.
Units, price points, phases, markets, and who currently handles title and escrow. We also map lender and buyer expectations that could affect settlement provider choice.
Side-by-side ABA vs. Butler rebate projections for your volume and timeline, including sensitivity around rebate share and sell-out pace.
Your counsel (or ours, if invited) reviews structure, disclosures, and escrow protocols before anything is signed.
Corporate docs, disclosures, and closing workflows matched to construction schedule — so the program is live when units are.
Single-family, townhome, and villa projects with steady sell-out cadences where title volume compounds quickly.
Vertical and mixed-use developments where master commitments, declarations, and unit closings need one coordinated title desk.
Developers with overlapping plats and phases who want one program that scales instead of renegotiating every project.
Acquisition-heavy pipelines where title cost is material and structure choices affect the entire hold period.
No. Buyers are never required to use any affiliated settlement service provider. That is a core RESPA condition, and it is written into the program documents — not left as a verbal understanding.
Yes. Many clients begin with the Butler rebate, confirm the economics on live closings, then graduate to an affiliated ownership structure once volume and timeline justify the entity work.
No. Florida title premiums are promulgated by rule. The rate is the same whether you use an affiliated agency or not. The difference is how much of the agent share returns to you.
Butler rebate programs can often align with your next closings. ABA structures take longer because of entity formation, disclosure drafting, and ownership documentation — we timeline that against your phases so you are not waiting on paper while units are ready.
Bring your unit count and price points. We'll show you the economics either way.